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WHAT IS A CREDIT UNION?

A Credit Union is similar to a traditional local building society.

It is a mutual organisation with members rather than customers.

Members share a 'common bond' - in Unify Credit Union's case they all live or work in the Borough of Wigan and Leigh

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Unify Credit Union is an organisation that provides straightforward, affordable financial services to a growing number of people in the Borough of Wigan & Leigh.

Each member makes regular payments into a savings account - this fund then provides the basis for preferential rate loans.

The income generated by lending helps Unify Credit Union meet the operating expenses, build reserves and pay savers an annual dividend.

About Unify Credit Union

Unify Credit Union is registered under the Industrial & Provident Societies Act 1965 and the Credit Union Act 1979, registration number 149C.

Unify Credit Union is authorised and regulated by the Financial Services Authority, firm number 213321.

Unify Credit Union is affiliated to the Association of British Credit Unions Ltd (ABCUL), the national trade association, and uses the ABCUL Model Rulebook. Unify Credit Union is also a Member of the Greater Manchester Chapter of Credit Unions, a local support group that is also affiliated to ABCUL.

History of Unify Credit Union Ltd

In 2002 three small credit unions based in Wigan; Platt Bridge Credit Union, Pemberton Area Credit Union and North West Wigan Credit Union; joined forces to create one large credit union, Unify Credit Union.

Unify Credit Union's common bond was expanded to include everyone who lives or works in the Borough of Wigan and Leigh, a field of membership of 350,000.

Unify Credit Union Ltd, with the support of Wigan Community Credit Union Development Agency has acquired its first shop front premises in Ince. The building is located within the busy Smithy Green Shopping Centre.

If you want to become a member of the fastest growing financial movement in the world, give us a call on 01942 701706.

Membership – Find out about the real benefits of Unify Credit Union and the outstanding services you can enjoy as a member.

Sponsorship - If you are an employer in the Wigan & Leigh Borough you can offer membership to your employees by becoming a sponsoring employer of Unify Credit Union.

Community – As a community organisation based in Wigan, there are many ways that partnership with Unify Credit Union can bring essential financial services into your area.

AUTHORISED AND REGULATED BY THE FINANCIAL SERVICES AUTHORITY

REGISTERED NUMBER 149C

FSA REFERENCE 213321