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Unify Credit Union



Helping you to make the most from your money!

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Unify loans cost from just 1% per month
(12.7% APR) on the reducing balance.

E.g. Borrow £100, repay over 52 weeks.
Total interest payable £6.21

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Planning for a brighter future

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Unify Credit Union...

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Providing low cost, ethical financial services to Wigan, Leigh, Chorley, Leyland and Skelmersdale.

Credit Unions are community savings and loans co-operatives, owned and run by the members. Membership is available to anyone who lives or works within Wigan Borough.

Members save with Unify and those savings are then used to give low cost loans to members.

Any profits at the end of the financial year are given back to the members in the form of an annual dividend. In 2010 the dividend was 2.5%. All members receive the same dividend and junior members are paid interest on savings equal to the adult members’ dividend

Unify Credit Union was established in 2002 by the formation of three small community credit unions. In 2009 the last remaining community credit union, Worsley Mesnes Credit Union, joined forces with Union – making Unify the largest credit union in Wigan Borough.

In 2012 Unify Credit Union expanded its services into Chorley.

If you live or work in the following areas you can become a member of Unify Credit Union Limited:

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