Refer a Friend Xmas 2025 Terms & Conditions

Friday 14th Nov, 2025

1. Who can take part

• This giveaway is open to all active Unify Credit Union members.
• To take part, you need to refer a friend who isn’t already a Unify member.
• You must be an active member – that means you either:
  • Save with us regularly, or
  • Have a loan with us.

2. How your friend qualifies

• Your friend needs to become an active member too.
• This means they must either:
  • Set up a regular savings payment (like a standing order into their new account), or
  • Take out a new loan with Unify Credit Union.
• Make sure your friend tells us your name when they receive their referral questionnaire – that’s how we’ll link your referral!

3. The prizes
🎁 1st Prize – £150 supermarket voucher
🎁 2nd Prize – £75 supermarket voucher
🎁 3rd Prize – £50 supermarket voucher

• Prizes can’t be swapped for cash or transferred to someone else.

4. The draw

• Everyone who qualifies will go into a prize draw.
• Winners will be chosen at random after the closing date - 14th December 2025.
• We’ll contact winners directly using the details on their account.

5. A few final bits

• Unify Credit Union can change or end the giveaway at any time if needed.
• Our decision on any questions or disputes is final.
• By taking part, you agree to these Terms and Conditions.

 

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