Unify Credit Union

 

Uniform Loan

School Uniform Loans

A HELPING HAND WHEN YOU NEED IT MOST !

Worried about the cost of school uniforms this year?

Every parent wants their child to feel confident and ready to learn, but covering the cost of uniforms can put real pressure on your budget. Our School Uniform Loan offers an affordable, ethical alternative to high-cost borrowing—so you can focus on what really matters.

Loan Details

  • Borrow between £150 – £500, depending on how many children you’re supporting (see below).

  • Low interest rate: just 1% per month (12.7% APR).

  • Flexible repayments: choose to repay via child benefit over 50 weeks or 13 four-weekly payments.

How Much Could I Apply Apply For?

Number of Children          Weekly Repayment    Four Weekly repayment 

1 Child - £150                                 £3.18                          £12.27

2 Children - £250                            £5.30                         £20.50

3 Children - £350                            £7.42                         £28.70

4 or more Children - £500            £10.58                        £41.00

 

Who Can Apply?

If you receive child benefit in your name and would like extra support with uniform costs, you’re eligible to apply. Whether you’re already a member or thinking about becoming part of our credit union community, we welcome your application.

Please note:
If you are an existing member and currently have an active loan, we ask that you email using this link info@yourcreditunion.org before applying. This helps us ensure your borrowing stays manageable and affordable.

 

If you are not already a member of the credit union applying is quick and straightforward using the link below

        Apply for a Uniform Loan  

  IMPORTANT INFORMATION 

  • This Loan product DOES NOT require a CREDIT CHECK
  • You must receive Child benefit for the number of children you are applying for.
  • Child benefit MUST BE IN YOUR NAME 
  • If your application is successful, your loan will be paid into the bank account details shown on the REVIEW page when  you submit your application. 
  • Please check carefully, if you wish your loan to be paid into a different bank account, you MUST contact your local branch to amend these.

Please note that all loans are subject to our general conditions, as set out in our Loan Policy.  

Debt advice can be obtained, free of charge, from STEPCHANGEDEBT ADVICE FOUNDATION or your local CITIZENS ADVICE.  

Free and impartial money advice can be obtained from The Money Advice Service

 

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Only our members have access to these great Starter Loan rates. Become a member today!

JOIN US TODAY

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